Compare Nissan Rogue Insurance Quotes in Tampa

It’s an obvious statement that auto insurance companies don’t want you quoting rates from other companies. Insureds who compare price quotes are inclined to switch to a new company because of the good chance of finding a lower-priced policy. A recent study showed that drivers who compared rates annually saved as much as $865 annually compared to drivers who never shopped around.

If finding budget-friendly rates on insurance in Tampa is your goal, then having some insight into the best ways to find and compare insurance rates can make it easier for you to save money.

Insurance rates Nissan Rogue in TampaIt takes a few minutes, but the best way to get budget Nissan Rogue insurance is to regularly compare prices from providers who sell insurance in Tampa. You can compare prices by completing these steps.

  1. Gain an understanding of how insurance companies determine prices and the measures you can take to prevent expensive coverage. Many rating factors that cause high rates like traffic violations, accidents, and an imperfect credit rating can be rectified by paying attention to minor details.
  2. Compare price quotes from exclusive agents, independent agents, and direct providers. Exclusive agents and direct companies can provide rates from one company like GEICO and Allstate, while independent agencies can quote prices from multiple companies.
  3. Compare the new rate quotes to your current policy premium and determine if cheaper Rogue coverage is available in Tampa. If you can save some money, make sure the effective date of the new policy is the same as the expiration date of the old one.

The most important part of this process is that you use similar deductibles and liability limits on each quote and and to get prices from all possible companies. This enables a fair price comparison and maximum price selection.

Lower rate quotes on Nissan Rogue insurance in Tampa with these auto insurance discounts

Insuring your vehicles can cost a lot, but companies offer discounts that may help make it more affordable. Certain discounts will be applied at the time of quoting, but a few must be specially asked for before you will receive the discount.

Discounts reduce rates, but you should keep in mind that some credits don’t apply to the overall cost of the policy. Some only reduce specific coverage prices like physical damage coverage or medical payments. So even though it sounds like you could get a free auto insurance policy, auto insurance companies aren’t that generous.

The illustration below visualizes the comparison of Nissan Rogue auto insurance rates with and without some available policy discounts. The information is based on a female driver, no driving violations, no at-fault accidents, Florida state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with marriage, multi-policy, claim-free, multi-car, safe-driver, and homeowner discounts applied.

A few of the larger companies and some of the discounts are:

If you need the cheapest Nissan Rogue rate quotes, ask all companies you are considering which discounts you qualify for. Depending on the company, some discounts may not be available in your area. If you would like to view providers with the best discounts in Florida, follow this link.

The quickest method we recommend to compare car insurance rates for Nissan Rogue insurance in Tampa takes advantage of the fact most insurance companies participate in online systems to provide you with a free rate quote. The only thing you need to do is provide a small amount of information like your education level, any included safety features, if the vehicle is leased, and marital status. Your details is automatically sent to multiple top-rated companies and they respond with quotes with very little delay.

If you wish to get multiple quotes for your Nissan Rogue now, click here and find out if you can get cheaper insurance in Tampa.

The companies shown below can provide price quotes in Florida. If multiple companies are listed, it’s a good idea that you visit two to three different companies to get a more complete price comparison.

Insurance coverage details

The information below showcases estimates of prices for Nissan Rogue models. Being able to understand how rates are calculated is important for drivers to make smart choices when choosing a car insurance company.

Nissan Rogue Insurance Rates in Tampa, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Rogue S 2WD $256 $504 $570 $34 $170 $1,534 $128
Rogue S AWD $256 $504 $570 $34 $170 $1,534 $128
Rogue SL 2WD $256 $504 $570 $34 $170 $1,534 $128
Rogue SL AWD $256 $594 $570 $34 $170 $1,624 $135
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Data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, claim-free, and multi-policy. Premium costs do not factor in specific location which can alter premium rates considerably.

Policy deductibles

One of the most common car insurance questions is how high should the physical damage coverage deductibles be. The tables below summarize the rate fluctuation when you buy lower versus higher policy deductibles. The first set of rates uses a $250 deductible for comprehensive and collision coverage and the second pricing table uses a $1,000 deductible.

Nissan Rogue insurance premium estimates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Rogue S 2WD $322 $544 $472 $28 $142 $1,533 $128
Rogue S AWD $322 $544 $472 $28 $142 $1,533 $128
Rogue SL 2WD $322 $544 $472 $28 $142 $1,533 $128
Rogue SL AWD $322 $640 $472 $28 $142 $1,629 $136
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Nissan Rogue insurance premium estimates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Rogue S 2WD $200 $342 $472 $28 $142 $1,184 $99
Rogue S AWD $200 $342 $472 $28 $142 $1,184 $99
Rogue SL 2WD $200 $342 $472 $28 $142 $1,184 $99
Rogue SL AWD $200 $402 $472 $28 $142 $1,244 $104
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and Florida minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, claim-free, and homeowner. Premium costs do not factor in garaging location in Tampa which can lower or raise prices considerably.

Based on the above data, using a $250 deductible will cost in the ballpark of $30 more each month or $360 each year than buying the higher $1,000 deductible. Because you would pay $750 more out-of-pocket with a $1,000 deductible as compared to a $250 deductible, if you normally go at a minimum 25 months between claim filings, you would more than likely save some money by going with a higher deductible.

The information below shows how choosing a deductible and can raise or lower Nissan Rogue premium costs for each age group. The premium estimates are based on a married male driver, full physical damage coverage, and no policy discounts are applied.

How Insurance Providers Calculate Nissan Rogue Insurance Costs

A large part of saving on car insurance is knowing the different types of things that play a part in calculating your car insurance rates. If you know what positively or negatively impacts your premiums, this allows you to make good choices that can earn you lower car insurance prices.

The list below includes most of the major factors that factor into your prices.

Shop online but buy locally

A small number of people would rather talk to an insurance agent and there is nothing wrong with that. Good insurance agents can answer important questions and give you someone to call. One of the best bonuses of comparing rates online is that you can find lower rates and still choose a local agent. Buying from and supporting local agencies is definitely important in Tampa.

Tampa insurance agentsAfter completing this quick form, the quote information is submitted to local insurance agents in Tampa who will give competitive quotes for your coverage. There is no need to find an agent on your own since price quotes are sent to you instantly. If you have a need to compare prices from a specific auto insurance provider, don’t hesitate to jump over to their website and submit a quote form there.

Finding a good insurer should include more criteria than just the quoted price. Any good agent in Tampa should know the answers to these questions.

If you feel you receive reasonable responses as well as cheaper Rogue insurance quotes, it’s a good possibility that you have found an insurance company that is reliable enough to service your policy.

Auto insurance in Florida serves several purposes

Despite the potentially high cost of Nissan Rogue insurance, insuring your vehicle is required by state law in Florida and it also provides benefits you may not be aware of.

The benefits of having insurance outweigh the cost, particularly when you have a large claim. An average driver in America overpays more than $865 each year so you should quote and compare rates at least once a year to save money.

Cheap coverage is out there

You just learned many ways to get a better price on Nissan Rogue insurance in Tampa. It’s most important to understand that the more rate comparisons you have, the better chance you’ll have of finding affordable Tampa auto insurance quotes. Consumers could even find that the best price on auto insurance is with some of the smallest insurance companies. These companies often have lower premium rates on specific markets as compared to the big name companies such as Progressive or GEICO.

As you restructure your insurance plan, it’s a bad idea to buy lower coverage limits just to save a few bucks. In too many instances, an accident victim reduced full coverage only to find out that the small savings ended up costing them much more. Your aim should be to buy a smart amount of coverage at the best cost, but don’t skip important coverages to save money.

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