Who Has Cheap Tampa Car Insurance Quotes for a Hyundai Elantra?

Finding the cheapest car insurance for a Hyundai Elantra in Florida can be pretty simple, but it relies on a lot of different factors such as how safe your vehicle is, where you live, and driving citations. Drivers in Florida pay approximately $1,006 a year to insure their Elantra, but that cost is a projection using a 40-year-old married male driver with full coverage and $500 deductibles.

There’s a good chance you are not 40 years old and maybe not even male, maybe you are single instead of married, or maybe you just want liability only instead of full coverage. Having different needs demonstrates why the only way to find cheap car insurance rates for your Hyundai is to compare as many rates as you can. In just a few minutes you will be able to compare rates from top-rated companies around.

View Hyundai Elantra Insurance Rates

The specific model of Elantra will have an impact the yearly cost, so the cost to insure a Elantra GLS Touring Station Wagon will be $100 lower than the price to insure the more costly Elantra SE Touring Station Wagon model, as shown by the rates below.

Hyundai Elantra Insurance Rates in Tampa, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Elantra GLS Touring Station Wagon $208 $332 $366 $22 $110 $1,038 $87
Elantra Blue 4-Dr Sedan $208 $474 $430 $26 $128 $1,266 $106
Elantra GLS 4-Dr Sedan $238 $474 $430 $26 $128 $1,296 $108
Elantra SE 4-Dr Sedan $238 $474 $430 $26 $128 $1,296 $108
Elantra SE Touring Station Wagon $238 $402 $366 $22 $110 $1,138 $95
Get Your Own Custom Quote Go

Premium data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, multi-policy, and safe-driver. Price information does not factor in vehicle garaging location which can change premium rates noticeably.

Buying coverage from the right auto insurance company can be difficult considering how many different companies insure vehicles in Florida. The ranking information shown below may help you decide which companies you want to consider when shopping insurance around for a Hyundai Elantra. These rankings are only made up of the largest companies in the United States, so companies without a large exposure are not included in the list.

Top Ten Auto Insurance Companies for a Hyundai Elantra in Tampa, FL
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
Mercury Insurance 97 96 88 89% A+ 93.4
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
Compare Rates Now Go

Data Source: Insure.com Best Car Insurance Companies

The example below shows how different deductible levels can affect insurance costs when quoting cheap insurance for a Hyundai Elantra. The information is based on a single female driver, full coverage, and no discounts are applied to the premium.

As shown above, a 40-year-old driver could lower their policy premium by $436 a year by switching their comprehensive and collision coverages from a $100 deductible to a $500 deductible, or save $652 by changing to a $1,000 deductible. Young drivers, like the 20-year-old example, could reduce their rates as much as $1,120 each year by using a higher deductible. If you do raise deductibles, it is important to have plenty of discretionary funds to offset the extra out-of-pocket expense that is associated with using high deductibles.

How accidents and violations affect rates

The easiest method to obtain the cheapest auto insurance prices for an Elantra is to be an attentive driver and have a clean driving record. The illustration below demonstrates how citations and accidents influence car insurance rates for different ages of insureds. The costs are based on a single female driver, full coverage, $250 deductibles, and no discounts are applied to the premium.

In the prior example, the average cost of a car insurance policy per year with a clean driving record and no accidents is $2,577. Add in two speeding tickets and the average cost rises to $3,468, an increase of $890 each year. Then throw in one accident along with the two speeding tickets and the yearly cost of auto insurance for a Hyundai Elantra goes up to an average of $4,389. That’s an increase of $1,811, or $151 per month, just for not keeping your driving record clean!

Types of discounts on Tampa insurance rates

Auto insurance for an Elantra in Tampa, FLCar insurance companies that offer cheap quotes for a Hyundai Elantra may additionally offer premium discounts that could potentially reduce rates by 35% or more if you meet eligibility requirements. Popular auto insurance companies and their possible discounts can be found below.

The information below shows the comparison of premium costs with and without discounts being applied to the rates. The prices are based on a female driver, no claims, a clean driving record, Florida state minimum liability limits, comprehensive and collision coverage, and $500 deductibles.

The first bar for each age group shows the average rate with no discounts. The lower bar shows the rates with multiple policy, homeowner, marriage, defensive driving course, safe-driver, and multiple vehicle discounts applied. When discounts are factored in, theamount saved on auto insurance for a Hyundai Elantra is 28% or $654.

If you have questions and prefer to get some professional input when shopping for the best coverage for a Hyundai Elantra, the agents shown below can most likely aid you in deciding which coverages you need.

To find an agent by location nearest to you, click the button at the bottom.

ABC Neighborhood Insurance
1336 W Fletcher AveTampa, FL 33612(813) 932-0000

Geocite Insurance Agency
3105 W Waters Ave #313Tampa, FL 33614(813) 510-5366

Allstate Insurance: Rich Lovinger
4016 Henderson Blvd lTampa, FL 33629(813) 837-9329

Find a Tampa, FL insurance agent near you